Equifax Promo Codes

Equifax currently offers several levels of credit monitoring services to consumers, which are discussed in detail below. Where necessary, we have included Equifax promo codes that can be used to get the best deals.

Equifax plans3 in 1 Credit Watch

This is the most comprehensive credit watch plan offered by Equifax. It monitors all 3 major credit reporting agencies for changes in your score, and alerts you within 24 hours via email if there are any major changes. Additionally, you can access your Equifax credit score at any time, and the plan includes $1,000,000 in identity theft insurance. The three credit agencies monitored by this plan are Equifax, Experian, and TransUnion. This is the best plan if you are worried about identity theft and want to keep a close eye on your credit score.

Special Promo on 3 in 1 Credit Monitoring
(No Equifax promo code currently required)

Equifax Score Watch

This is a more basic plan that only monitors your Equifax credit score, as opposed to monitoring your score at all 3 major US credit bureaus. Like the 3 in 1 monitoring service, you are notified within 24 hours if there is a significant change or activity in your Equifax credit file that you should be aware of. It is a good plan for people who want to keep an eye on their score but don’t feel the need to closely monitor all 3 credit agencies. Identity theft insurance is not included at this level, and scorewatch is strictly a monitoring service.

While monitoring your score at one credit bureau is sufficient in most cases, it is definitely not fool-proof. There are many times when there can be significant discrepancies in your score across the major bureaus, due to errors, omissions, and many other factors.

Special Promo on Equifax ScoreWatch
(No Equifax promo code currently required)

About Equifax

Equifax is one of the 3 major credit bureaus in the US, along with Experian and TransUnion. The company was created over 100 years ago and it is the oldest of the credit bureaus. It offers services that help consumers monitor their credit score and other financial information that will help them make decisions about their personal finances.

More About Credit Scores

Credit scores typically range from 300 to 850. This is a very wide range, and it can sometimes be hard to tell just how good or bad your credit score can be. People will often throw out numbers for what is considered a good score, but without some basis of comparison, it is difficult to know exactly where you stand.

As of 2011, the average credit score in the United States was around 690. One of the best ways to make a quick assessment of your credit score is seeing how you stack up against other people. The chart to the right shows the distribution of credit scores among the general population.

How to Raise Credit Scores

If you are not happy with your current score, the good news is that there are many things you can do to ensure that your score will go up. While you do have to be diligent, it’s not as hard as you might think. Here are some articles that cover some basic steps you can take:

There are also credit consultants you can talk to, but in most cases you should be able to find all the information you need on the Internet.

 

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